As pundits move forward from this recent election cycle, a fiscal cliff looms over the next two months as Congress must negotiate the difficult task of preserving short-term economic growth while seeking to resolve long-term debt issues. For those not familiar with the term, a fiscal cliff refers to the expiration of the Bush-era tax cuts in combination with automatic reductions in government spending across the board that will take place on Jan. 1, 2013. Non-partisan economic studies have shown that the fiscal cliff, if allowed to take place in...